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3222031	有图 <p> <p> <p><i></i>Back to News</p> <p><time>July 21 "25</time></p> <p> The unique, mathematical shortcuts language models use to predict dynamic scenarios </p> <p> Written By <p> <p>Alex Shipps</p> </p> </p> </p> </p> <p> <p> <p> <p> <p> <p> <img src="https://www.csail.mit.edu/sites/default/files/2025-07/MIT%20News-State%20Tracking%20%281%29.png" rel="noopener noreferrer"></p> </p> </p> <p> <p> <p>Let’s say you’re reading a story, or playing a game of chess. You may not have noticed, but each step of the way, your mind kept track of how the situation (or “state of the world”) was changing. You can imagine this as a sort of sequence of events list, which we use to update our prediction of what will happen next.</p><p>Language models like ChatGPT also track changes inside their own “mind” when finishing off a block of code or anticipating what you’ll write next. They typically make educated guesses using transformers — internal architectures that help the models understand sequential data — but the systems are sometimes incorrect because of flawed thinking patterns. Identifying and tweaking these underlying mechanisms helps language models become more reliable prognosticators, especially with more dynamic tasks like forecasting weather and financial markets.</p><p>But do these AI systems process developing situations like we do? A newpaper from researchers in MIT’s Computer Science and Artificial Intelligence Laboratory (CSAIL) and Department of Electrical Engineering and Computer Science shows that the models instead use clever mathematical shortcuts between each progressive step in a sequence, eventually making reasonable predictions. The team made this observation by going under the hood of language models, evaluating how closely they could keep track of objects that change position rapidly. Their findings show that engineers can control when language models use particular workarounds as a way to improve the systems’ predictive capabilities.</p><p>Shell games</p><p>The researchers analyzed the inner workings of these models using a clever experiment reminiscent of a classic concentration game. Ever had to guess the final location of an object after it’s placed under a cup and shuffled with identical containers? The team used a similar test, where the model guessed the final arrangement of particular digits (also called a permutation). The models were given a starting sequence, such as “42135,” and instructions about when and where to move each digit, like moving the “4” to the third position and onward, without knowing the final result.</p><p>In these experiments, transformer-based models gradually learned to predict the correct final arrangements. Instead of shuffling the digits based on the instructions they were given, though, the systems aggregated information between successive states (or individual steps within the sequence) and calculated the final permutation.</p><p>One go-to pattern the team observed, called the “Associative Algorithm,” essentially organizes nearby steps into groups and then calculates a final guess. You can think of this process as being structured like a tree, where the initial numerical arrangement is the “root.” As you move up the tree, adjacent steps are grouped into different branches and multiplied together. At the top of the tree is the final combination of numbers, computed by multiplying each resulting sequence on the branches together.</p><p>The other way language models guessed the final permutation was through a crafty mechanism called the “Parity-Associative Algorithm,” which essentially whittles down options before grouping them. It determines whether the final arrangement is the result of an even or odd number of rearrangements of individual digits. Then, the mechanism groups adjacent sequences from different steps before multiplying them, just like the Associative Algorithm.</p><p>“These behaviors tell us that transformers perform simulation by associative scan. Instead of following state changes step-by-step, the models organize them into hierarchies,” says MIT PhD student and CSAIL affiliate Belinda Li SM ’23, a lead author on the paper. “How do we encourage transformers to learn better state tracking? Instead of imposing that these systems form inferences about data in a human-like, sequential way, perhaps we should cater to the approaches they naturally use when tracking state changes.”</p><p>“One avenue of research has been to expand test-time computing along the depth dimension, rather than the token dimension — by increasing the number of transformer layers rather than the number of chain-of-thought tokens during test-time reasoning,” adds Li. “Our work suggests that this approach would allow transformers to build deeper reasoning trees.”</p><p>Through the looking glass</p><p>Li and her co-authors observed how the Associative and Parity-Associative algorithms worked using tools that allowed them to peer inside the “mind” of language models.</p><p>They first used a method called “probing,” which shows what information flows through an AI system. Imagine you could look into a model’s brain to see its thoughts at a specific moment — in a similar way, the technique maps out the system’s mid-experiment predictions about the final arrangement of digits.</p><p>A tool called “activation patching” was then used to show where the language model processes changes to a situation. It involves meddling with some of the system’s “ideas,” injecting incorrect information into certain parts of the network while keeping other parts constant, and seeing how the system will adjust its predictions.</p><p>These tools revealed when the algorithms would make errors and when the systems “figured out” how to correctly guess the final permutations. They observed that the Associative Algorithm learned faster than the Parity-Associative Algorithm, while also performing better on longer sequences. Li attributes the latter’s difficulties with more elaborate instructions to an over-reliance on heuristics (or rules that allow us to compute a reasonable solution fast) to predict permutations.</p><p>“We’ve found that when language models use a heuristic early on in training, they’ll start to build these tricks into their mechanisms,” says Li. “However, those models tend to generalize worse than ones that don’t rely on heuristics. We found that certain pre-training objectives can deter or encourage these patterns, so in the future, we may look to design techniques that discourage models from picking up bad habits.”</p><p>The researchers note that their experiments were done on small-scale language models fine-tuned on synthetic data, but found the model size had little effect on the results. This suggests that fine-tuning larger language models, like GPT 4.1, would likely yield similar results. The team plans to examine their hypotheses more closely by testing language models of different sizes that haven’t been fine-tuned, evaluating their performance on dynamic real-world tasks such as tracking code and following how stories evolve.</p><p>Harvard University postdoc Keyon Vafa, who was not involved in the paper, says that the researchers’ findings could create opportunities to advance language models. “Many uses of large language models rely on tracking state: anything from providing recipes to writing code to keeping track of details in a conversation,” he says. “This paper makes significant progress in understanding how language models perform these tasks. This progress provides us with interesting insights into what language models are doing and offers promising new strategies for improving them.”</p><p>Li wrote the paper with MIT undergraduate student Zifan “Carl” Guo and senior author Jacob Andreas, who is an MIT associate professor of electrical engineering and computer science and CSAIL principal investigator. Their research was supported, in part, by Open Philanthropy, the MIT Quest for Intelligence, the National Science Foundation, the Clare Boothe Luce Program for Women in STEM, and a Sloan Research Fellowship.</p><p>The researchers presented their research at the International Conference on Machine Learning (ICML) this week.</p> </p> <p> People <p> <p> <p> <p> <p> <img src="https://www.csail.mit.edu/sites/default/files/styles/headshot/public/images/people/card/Jacob%20Andreas_0.jpeg?h=322bb610&itok=52De0Nrc" rel="noopener noreferrer"></p> </p> Jacob Andreas </p> </p> <p> <p> <p> <img src="https://www.csail.mit.edu/themes/custom/csail/images/core-images/default-headshot.png" rel="noopener noreferrer"> </p> Belinda Li </p> </p> </p> <p> Research Areas <p> <p> <p>Algorithms & Theory</p> </p> <p> <p>AI & ML</p> </p> </p> </p> <p> Impact Areas <p> <p> <p>Big Data</p> </p> </p> </p> <p> Press Contact <p> Rachel Gordon <p> <p>Erachelg@csail.mit.edu</p> <p>T258-0675</p> </p> </p> </p> <p> <p> <p>RELATED</p> <p> <p>Paper: “(How) Do Language Models Track State?”</p> <p>Department of Electrical Engineering and Computer Science (EECS)</p> <p>School of Engineering</p> </p> </p> <p> <p> <p>PRESS MENTIONS</p> <p> <p>MSN</p> <p>Tech Xplore</p> </p> </p> </p> Related News <p> <p> <p> <p> <p> <p> <p> <p> <img src="https://www.csail.mit.edu/sites/default/files/styles/large/public/2025-07/MIT-fewshot-01-press_0.jpg?itok=gPtwTw3l" rel="noopener noreferrer"></p> </p> <p> AI & ML Big Data </p> </p> <p> <p><time>July 08 "25</time></p> Study could lead to LLMs that are better at complex reasoning <p>Researchers developed a way to make large language models more adaptable to challenging tasks like strategic planning or process optimization.</p> </p> </p> <p> <p> Study could lead to LLMs that are better at complex reasoning </p> </p> </p> <p> <p> <p> <p> <p> <p> <img src="https://www.csail.mit.edu/sites/default/files/styles/large/public/2024-07/MIT-MAIA%20copy.jpg?itok=Jw5cjJC9" rel="noopener noreferrer"></p> </p> <p> Algorithms & Theory AI & ML Graphics & Vision </p> </p> <p> <p><time>July 23 "24</time></p> MIT researchers advance automated interpretability in AI models <p>MAIA is a multimodal agent that can iteratively design experiments to better understand various components of AI systems.</p> </p> </p> <p> <p> MIT researchers advance automated interpretability in AI models </p> </p> </p> </p> </p> </p> </p> The unique, mathematical shortcuts language models use to predict dynamic scenarios \| MIT CSAIL	查看 12981	MIT计算机科学与人工智能实验室	2025-07-21 20:00:00 2025-07-30 14:46:45	word
3222030	无图 <p> <p> <p> USCIS Assists in Investigation Leading to Arrest of Haitian Engaged in Violence and Destabilization of Haiti <p> <p> <p> Release Date </p> <p><time>07/23/2025</time></p> </p> <p>Pierre Reginald Boulos engaged in a campaign of violence, gang support</p><p>MIAMI– U.S. Citizenship and Immigration Services provided valuable assistance in the investigation that led toImmigration and Customs Enforcement arresting Pierre Reginald Boulus on July 17 forviolating the Immigration and Nationality Act by contributing to the destabilization of Haiti. Boulos is a lawfulpermanent resident of the U.S. and citizen of Haiti. This case was investigated jointly with the U.S. Department of State’s Diplomatic Security Service and USCIS.</p><p>The Department of State determined that Boulos’ presence or activities in the United States would have potential serious adverse foreign policy consequences for the United States, providing a basis for the charge of removability. Specifically, officials determined that he engaged in a campaign of violence and gang support that contributed to Haiti"s destabilization. In his application to become a lawful permanent resident, he failed to disclose his involvement in the formation of a political party in Haiti, Mouvement pour la Transformation et la Valorisation d’Haiti. Additionally, he failed to disclose that he was referred for prosecution by the Haitian government’s Unit for the Fight Against Corruption for misusing loans, which supports an additional ground of removability based on this fraud. He is currently in ICE Enforcement and Removal Operations detention.</p><p>The Department of State has determined that certain individuals with U.S. lawful permanent resident status have supported and collaborated with Haitian gang leaders connected to Viv Ansanm, a Haitian foreign terrorist organization. The United States will not allow individuals to enjoy the benefits of legal status in our country while they are facilitating the actions of violent organizations or supporting criminal terrorist organizations abroad.</p><p>With this determination, the Department of Homeland Security can pursue the removal of these individuals under section 237(a)(4)(C) of the Immigration and Nationality Act. These new actions demonstrate the Trump administration’s firm commitment to protecting the American people, advancing our national security interests, and promoting regional security and stability.</p><p>For more information on USCIS and its programs, please visituscis.gov or follow us onX (formerly Twitter),Instagram,YouTube,Facebook andLinkedIn.</p> </p> </p> <p> <p>Last Reviewed/Updated:</p> <p><time>07/23/2025</time></p> </p> </p> </p> USCIS Assists in Investigation Leading to Arrest of Haitian Engaged in Violence and Destabilization of Haiti \| USCIS	查看 2991	美国公民及移民局	2025-07-23 00:00:00 2025-07-30 14:45:56	word
3222029	无图 <p> <p> <p> USCIS Report Uncovers Significant Abuses in the Special Immigrant Juvenile Program <p> <p> <p> Release Date </p> <p><time>07/24/2025</time></p> </p> <p>Hundreds of gang members, murderers, and sex offenders exploited a vulnerability in America’s immigration system</p><p>WASHINGTON – Today U.S. Citizenship and Immigration Services published a report identifying significant national security and integrity vulnerabilities in the Special Immigrant Juvenile program. These national security vulnerabilities provided a path to lawful permanent residence and eventually citizenship to criminal aliens, gang members, and known or suspected terrorists.</p><p>The “Criminality, Gangs, and Program Integrity Concerns in Special Immigrant Juvenile Petitions” report reviews over 300,000 aliens’ SIJ petitions filed from the beginning of fiscal year 2013 through February 2025. According to the report:</p>More than half of SIJ petitioners filing in FY 2024 were over age 18;Many entered the United States without inspection;Many came from countries identified as posing national security concerns, demonstrating the lax screening and vetting and anti-fraud policies of the Biden Administration; andSome SIJ petitioners engaged in age and identity fraud, including falsifying their name, date of birth, and country of citizenship.<p>The report also identified 853 known or suspected gang members who filed SIJ petitions, most of which were approved. More than 600 MS-13 gang members filed SIJ petitions, and more than 500 were approved. MS-13 gang member SIJ petitioners include at least 70 charged with federal racketeering offenses and many others charged with violent crimes in the United States. Other approved gang members include more than 100 known or suspected members of the 18th Street gang; at least three Tren de Aragua gang members; and dozens of Sureños and Norteños gang members.</p><p>“Criminal aliens are infiltrating the U.S. through a program meant to protect abused, neglected, or abandoned alien children,” said USCIS Spokesman Matthew J. Tragesser. “This report exposes how the open border lobby and activist judges are exploiting loopholes in the name of aiding helpless children.”</p><p>On June 6, USCISrescinded the policy of categorically considering deferred action for special immigrant juveniles.The Trump administration also is exploring further action to mitigate vulnerabilities in the integrity of the SIJ program, address significant national security and public safety concerns, and ensure the SIJ classification remains available for the juveniles it was intended to protect.</p><p>Congress first established the SIJ program in 1990 and has amended it several times to allow young illegal aliens, whom a juvenile court has determined cannot reunify with one or both parents due to abuse, neglect, or abandonment, to apply for SIJ classification and lawful permanent resident status and have an eventual path to U.S. citizenship. By law, there are no criminal bars or good moral character requirements for SIJ petition approval.</p><p>For more information on USCIS and its programs, please visit uscis.gov or follow us on X (formerly Twitter), Instagram, YouTube, Facebook and LinkedIn.</p> </p> </p> <p> <p>Last Reviewed/Updated:</p> <p><time>07/24/2025</time></p> </p> </p> </p> USCIS Report Uncovers Significant Abuses in the Special Immigrant Juvenile Program \| USCIS	查看 3615	美国公民及移民局	2025-07-24 00:00:00 2025-07-30 14:45:56	word
3222028	有图 <p>Tropical storms spawn over warm seas and cause widespread damage when they make landfall. Early prediction and ongoing monitoring of a storm’s path and intensity can help people take critical precautions ─ such as securing buildings, checking backup generators, shielding crops, altering transportation schedules, and stocking essentials ─ or ultimately evacuate. Technology pioneered by MIT Lincoln Laboratory for a NASA science mission and transitioned to commercial use is enhancing the delivery of timely information on evolving hurricanes and tropical cyclones.</p><p>A 2023 demonstration for this science mission, called TROPICS (for Time-Resolved Observations of Precipitation structure and storm Intensity with a Constellation of Smallsats), confirmed the use of a constellation of CubeSats ─ each a roughly 10 × 10 × 30 cm satellite equipped with a miniaturized microwave sounder — to provide frequently refreshed data on storm systems. The microwave sounder can penetrate clouds to measure atmospheric radiation emissions used in creating 3D temperature, humidity, and precipitation profiles of tropical-storm dynamics.</p><p>"The NASA TROPICS mission provided the first demonstration of an hourly revisit rate for a microwave sounder constellation and has achieved all of its science objectives. Most importantly, we are seeing a significant positive impact on hurricane track forecasting when TROPICS data are incorporated into prediction models, and TROPICS observations are now being used by forecasters at multiple operational forecasting centers," says William Blackwell, a Lincoln Laboratory Fellow and principal investigator for the TROPICS mission.</p><p>Transfer of Lincoln Laboratory"s sounder technology to the commercial partner Tomorrow.io, a leading global provider of weather intelligence, will expand the availability of data to agencies and industries coordinating accommodations for incoming storms. While the TROPICS demonstration deployed four of the small satellites, Tomorrow.io is ultimately planning a constellation of 12 to 14 CubeSats completing multiple passes over global tropical zones. The rapid revisit rates achievable by a large constellation will improve the timeliness of information that can make the difference between merely reacting to a storm or proactively preparing to mitigate its effects.</p><p>"Freshness of data is one of the most important factors in modern forecasting, especially for extreme precipitation and tropical cyclones," says Dr. Joe Munchak, principal atmospheric data scientist at Tomorrow.io. "With sub-hourly updates, we"re helping organizations respond faster and make more effective decisions in the face of weather-driven risks."</p><p> <p> <p> <img src="https://www.ll.mit.edu/sites/default/files/news/image/2025-07/composite-sounder-satellite.png" rel="noopener noreferrer"></p> </p><p>A conceptual drawing depicts the sounder (bottom front) integrated on a CubeSat powered by solar panels that unfold after launch. The sounder collects measurements of storm activity as the CubeSat orbits Earth. Image: Tomorrow.io</p><p>Early predictions and frequent updates of storm activity benefit all sectors of national security and economy. Improved storm warning helps government agencies coordinate operations on land, at sea, or in the air. Critical services, such as energy and communications, can prepare for weather-related interruptions or damages to infrastructure. Businesses like airlines, shipping companies, and construction firms can adjust schedules to protect people and equipment. Because supply-chain disruptions have widespread economic impact, timely weather forecasts can enable better planning for product distribution. With advance knowledge of a storm"s activity, the agriculture industry can take steps to shield crops or shift harvests.</p><p>In August 2024, Tomorrow.io launched their first two microwave sounder satellites, which successfully transmitted data only 11 days after placement in low Earth orbit. By September, the sounders had generated high-resolution imagery of Typhoon Yagi in the Pacific Ocean region and Hurricane Helene over the Southeastern United States, providing detailed insight into storm structure and intensity.</p><p>"The high-resolution and frequency of observations we"re achieving are set to revolutionize our weather prediction models, particularly in tracking rapidly evolving systems like typhoons," says Rei Goffer, co-founder and chief strategy officer of Tomorrow.io.</p><p> <p> <p> <img src="https://www.ll.mit.edu/sites/default/files/news/image/2025-07/sounder-.png" rel="noopener noreferrer"></p> <p>The first Tomorrow.io Microwave Sensor (TMS) payload is set up for space-vehicle integration tests. Photo: Tomorrow.io</p> </p><p>The planned constellation of 12 or more CubeSats offers advantages over traditional weather satellites. Besides delivering continually refreshed data on rapidly changing storms, CubeSats are a cost-effective alternative to traditional large weather satellites, which can cost hundreds of millions of dollars to build and launch. Replacement of a failed or aging CubeSat is also far easier and more affordable than the repair or construction and launch of a traditional weather satellite.</p><p> <p> <p> <img src="https://www.ll.mit.edu/sites/default/files/news/image/2025-07/AR24_TVO_Helene.png" rel="noopener noreferrer"></p> </p><p>Composite images of Hurricane Helene show atmospheric data layers, providing details into the storm’s structure, intensity, and nearby weather patterns.Image: Tomorrow.io</p><p>The miniaturized microwave sounder technology was transitioned to Tomorrow.io through a Cooperative Research and Development Agreement initiated in 2022. Under this collaboration, which the Federal Laboratory Consortium recognized with a 2025 Excellence in Technology Transfer Award, Lincoln Laboratory researchers provided Tomorrow.io with designs, software, and procedures for test assembly, integration, and calibration of the sounder, and continues to support Tomorrow.io with training and technical consultation.</p><p>The successful transfer of this sounder technology and its integration into a rapidly growing constellation of CubeSats marks a pivotal advancement in weather intelligence. In May 2025, Tomorrow.io announced that currently operating sensors are providing 45% of the most recent atmospheric soundings from space. With a 2025 launch of more CubeSats, the constellation is expected to achieve global coverage at revisit rates of under 60 minutes. This level of coverage — particularly over oceans and other radar-sparse regions — can significantly improve the accuracy of predictive forecasting. The constellation"s data are expected to serve as a valuable resource, helping to shape a responsive, data-driven approach to storm monitoring with the goal of helping to protect lives, infrastructure, and economies.</p><p>Inquiries: contact Dorothy Ryan</p>Further reading<p>"NASA’s TROPICS Pathfinder satellite produces global first light images and captures Hurricane Ida," September 13, 2021</p><p>"Pathfinder satellite paves way for constellation of tropical-storm observers," June 30, 2021</p> Miniature microwave sounders transferred to industry expand storm-forecasting capabilities \| MIT Lincoln Laboratory	查看 7292	麻省理工学院林肯实验室	2025-07-22 00:00:00 2025-07-30 14:45:32	word
3222027	无图 <shared-article-body><p>Fraud is one of the biggest challenges in automotive retail today—and it’s accelerating. Capital One Auto has launched ProtectID, a new fraud prevention solution designed to help dealers spot potential risk in real time and take action before a deal moves to funding.</p><p>ProtectID is fully embedded in Dealer Navigator, Capital One’s dealer-facing platform, and works automatically when an application is submitted. The tool initiates a soft credit pull and uses Capital One’s proprietary fraud models and deep data insights to evaluate the application. If risk is detected, the dealer is instantly alerted via Dealer Navigator, text, or email with clear next steps.</p><p>“Fraud impacts the entire car buying ecosystem — consumers, dealers, and lenders alike,” said Sanjiv Yajnik, President of Financial Services at Capital One Auto. “With ProtectID, we’ve leveraged Capital One’s scale and technology to build a tool that identifies risk early and helps dealers move forward with more confidence.”</p><p>ProtectID taps into Capital One’s enterprise-wide fraud intelligence, leveraging insights across banking and credit businesses—not just auto. This breadth of data allows dealers to benefit from one of the most robust fraud detection networks in the industry.</p><p>If an application is flagged, the applicant receives a secure verification link to confirm their identity. This includes phone number validation, a government-issued ID upload and selfie capture—all reviewed through Capital One’s internal fraud detection process. These verifications are completed before funding, helping dealers reduce back-end friction, avoid potential losses, and ensure cleaner closings.</p><p>The tool operates seamlessly within the dealer’s existing workflow, requiring no new systems or processes. Dealers receive timely alerts and can monitor verification status directly within Dealer Navigator.</p><p>“ProtectID was designed to work quietly behind the scenes—so dealers can stay focused on providing the best possible customer experience, while Capital One helps reduce risk where it matters most,” Yajnik added.</p><p>ProtectID is now available to eligible dealers through Capital One Dealer Navigator.</p><p>About Capital One</p><p>Capital One Financial Corporation (www.capitalone.com) is a financial holding company which, along with its subsidiaries, had $351.0 billion in deposits and $481.7 billion in total assets as of March 31, 2024. Headquartered in McLean, Virginia, Capital One offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. Capital One, N.A. has branches and Cafes located primarily in New York, Louisiana, Texas, Maryland, Virginia and the District of Columbia. A Fortune 500 company, Capital One trades on the New York Stock Exchange under the symbol “COF” and is included in the S&P 100 index.</p></shared-article-body> Capital One Auto Unveils Real-Time Fraud Detection Tool \| Capital One	查看 2962	美国第一资本金融公司	2025-07-23 00:00:00 2025-07-30 14:45:00	word
3222026	无图 <shared-article-body><p><img srcset="https://ecm.capitalone.com/WCM/stories/newsroom/nhvd-hero/thumbnail.png></p></shared-article-body><shared-article-body><p>Today, on National Hire a Veteran Day, Capital One proudly honors the service, sacrifice and unmatched skills of veterans across the country. As thousands of servicemembers transition from military service to civilian life each year, we’re committed to helping them find not just a job, but a meaningful new chapter.</p><p>Veterans bring with them a powerful combination of discipline, leadership, collaboration and resilience – traits that both enrich our workplace and drive results.</p><p>From Uniform to Workforce</p><p>Leaving behind a structured military life can be challenging. In fact, nearly a third of veterans say returning to civilian life is a difficult process. At Capital One, we aim to make this transition smoother and help veterans and military spouses navigate their next steps through our dedicated hiring programs, tailored career development resources and internal support community.</p></shared-article-body><shared-article-body><shared-nested-image-and-text-panel><p><p><p></p><p>Helping military hires transfer their skills<p>Meet Jen, Senior Director of Product Management at Capital One, who leans on her experience as military spouse to help military associates translate skills and leverage past experiences to excel in their careers at Capital One</p><p>Learn more</p></p></p></shared-nested-image-and-text-panel></shared-article-body><shared-article-body><p>Dedicated Hiring Programs for Veterans and Spouses</p><p>Capital One actively recruits veterans and military spouses through several year-round initiatives, including our partnership with Hiring Our Heroes, a program that offers real-world experience and career-building opportunities.</p><p>Since 2019, Capital One has welcomed participants into our Corporate Fellowship Program – a hands-on, 11-week placement for transitioning service members and military spouses, with the opportunity for full-time hire at the end. Fellows are matched with open roles based on their unique strengths and interests, spending four days a week immersed in meaningful projects and one day a week sharpening skills like resume writing, interviewing and professional networking with the Chamber of Commerce.</p></shared-article-body><shared-article-body><p><img srcset="https://ecm.capitalone.com/WCM/stories/newsroom/wayne-reynolds-v2-2025.07.24/thumbnail.png></p></shared-article-body><shared-article-body><p>Support That Lasts Beyond the First Day</p><p>Once veterans join Capital One, they’re far from alone. Through Salute, our Military Business Resource Group, nearly 6,000 veterans, military spouses and allies find camaraderie, guidance and a platform to give back.</p><p>Salute has local chapters across the country and supports:</p> <p>Peer mentorship and onboarding</p> <p>Career navigation and leadership development</p> <p>Community volunteerism with groups like Stop Soldier Suicide, Patriot Paws, and 9/11 Day Meal Packs</p> <p>And for new hires, our Military New Hire Transition Program ensures that veterans and their families find their footing quickly, utilizing the first 90 days to navigate benefits, Capital One culture, performance expectations and career planning.</p><p>"Veterans are incredibly resilient and mission-focused," said Dave Bann, Vice President of Operations for Velocity Black at Capital One and United States Marine Corps veteran. "Their adaptability and creative problem solving are traits that Capital One values in its associates."</p><p>He adds, "Capital One"s mission to Change Banking for Good also resonates deeply with veterans who started their careers in public service."</p><p>If you’re transitioning out of the military or are a veteran with civilian work experience, we encourage you to visit: https://www.capitalonecareers.com/military.</p></shared-article-body> Hiring Veteran Talent at Capital One \| Capital One	查看 3952	美国第一资本金融公司	2025-07-25 00:00:00 2025-07-30 14:45:00	word
3222025	无图 <p> <p>During most eye infections or injuries, neutrophils, immune cells found in the blood, are usually the first line of defense. However, National Eye Institute research at theFlaum Eye InstituteandDel Monte Institute for Neuroscience at the University of Rochesterhave discovered that the retina responds differently than many other tissues in the body. When photoreceptor cells in the retina are damaged, microglia, or the brain’s immune cells, respond, and the neutrophils are not recruited to help despite passing through nearby blood vessels.</p><p>“This finding has high implications for what happens for millions of Americans who suffer vision loss through loss of photoreceptors,” saidJesse Schallek, Ph.D., associate professor of ophthalmology and senior author of a study published ineLife.</p><p>“This association between two key immune cell populations is essential knowledge as we build new therapies that must understand the nuance of immune cell interactions,” Schallek said.</p><p>Usingadaptive optics imaging, a camera technology developed by the University of Rochester that allows the imaging of single neurons and immune cells inside the living eye, researchers studied the retinas of mice with photoreceptor damage. They found that while both neutrophil and microglia cells are present in the retina, only microglia cells respond to photoreceptor injury, and they do not call upon neutrophils to help repair the photoreceptor damage. Researchers believe this suggests a type of cloaking occurs during retinal injury to protect the retina from a rush of immune cells that could do more harm than good.</p><p>“What is remarkable here is that the passing neutrophils are so close to the reactive microglia, and yet they do not signal to them to assist in damage recovery,” said Schallek.</p><p>“This is notably different than what is seen in other areas of the body where neutrophils are the first to respond to local damage and mount an early and robust response.”</p><p>To read further, visit University of Rochester newsroom.</p> </p> NEI funded research sheds new light on immune cell interactions in retina \| National Eye Institute	查看 2090	国家眼科研究所	2025-07-25 00:00:00 2025-07-30 14:33:59	word
3222024	无图 <p> Government launches consultations as part of deposit insurance framework review<p>From: Department of Finance Canada </p> <p> News release</p> <p>The federal deposit insurance framework safeguards vital elements of Canada’s financial system by protecting Canadians’ deposits in the unlikely event of a bank failure.</p> <p> <p> <p>July 22, 2025 - Ottawa, Ontario - Department of Finance Canada</p> <p>The federal deposit insurance framework safeguards vital elements of Canada’s financial system by protecting Canadians’ deposits in the unlikely event of a bank failure.</p> <p>Today, the government is launching consultations in keeping with its commitment to enhance Canada’s robust depositor protection framework to support the evolving needs of Canadians and the banking sector at large.</p> <p>Maintaining the effectiveness of the deposit insurance framework requires ongoing assessment to adapt to the changing nature of financial systems. This is part of the government’s regular reviews of Canada’s financial safety net to ensure it remains effective and responsive to emerging risks and continues to promote high levels of public confidence.</p> <p>The government invites all interested Canadians and stakeholders to review the <u>consultation paper</u> and to email their comments on the questions and proposals by September 26, 2025, to DepositInsuranceReview-Examenducadredassurancedepots@fin.gc.ca with “Deposit Insurance Review” as the subject line.</p> </p> </p> <p> Quick facts</p> <p>The Canada Deposit Insurance Corporation’s (CDIC) deposit protection is free and automatic when funds are deposited with one of its member banks or credit unions. CDIC’s mission is to protect depositors in the unlikely event their bank fails (when a bank experiences severe financial difficulties so that it cannot meet its financial obligations and becomes non-viable). There has not been a deposit insurance payout in almost 30 years.</p> <p>The government’s review of the deposit insurance framework for federally regulated financial institutions is being led by the Department of Finance Canada, in collaboration with CDIC and other financial sector agencies.</p> <p>The last review of the deposit insurance framework began in 2014 and led to legislative changes in 2018. These included extending coverage to foreign currency deposits, treating all registered products in the same manner by creating new categories, and improving the rules for trust deposit accounts.</p> <p> Related products Deposit Insurance Review: Consultation notice Deposit Insurance Review: Consultation paper </p> <p> Contacts</p> Media may contact: <p>Media Relations</p><p> Department of Finance Canada</p><p>mediare@fin.gc.ca</p><p> 613-369-4000</p> General enquiries <p>Phone: 1-833-712-2292</p><p> TTY: 613-369-3230</p><p> E-mail: financepublic-financepublique@fin.gc.ca</p> Stay Connected Follow us onFacebook Follow us on X –@FinanceCanada Follow us onLinkedIn Add ourRSS feedsto your feed reader <p> <p> Search for related information by keyword: Economics and Industry \| Department of Finance Canada \| Canada \| Money and finances \| general public \| news releases \| Hon. François-Philippe Champagne </p> </p> Government launches consultations as part of deposit insurance framework review - Canada.ca	查看 4503	财政部	2025-07-22 08:00:00 2025-07-30 14:33:42	word
3222023	无图 <p> 3<sup>rd</sup> Finance Ministers and Central Bank Governors Meeting<p>From: Department of Finance Canada </p> <p> Statement</p> <p>We, the G20 Finance Ministers and Central Bank Governors (FMCBG), met on 17 and 18 July 2025, in Durban, South Africa. </p> <p>July 18, 2025</p><p>We, the G20 Finance Ministers and Central Bank Governors (FMCBG), met on 17 and 18 July 2025, in Durban, South Africa. Under the G20 South African Presidency"s "Solidarity, Equality and Sustainability" theme, we committed to international policy cooperation to further promote global prosperity and address key shared challenges.</p>Global Economy <p>The global economy is facing heightened uncertainty and complex challenges, including ongoing wars and conflicts, geopolitical and trade tensions, disruptions to global supply chains, high debt levels, and frequent extreme weather events and natural disasters, which impact economic growth,financial and price stability. </p><p>In light of high public debt and fiscal pressures, we recognise the need to raise long-term growth potential by pursuing growth-oriented macroeconomic policies, while building fiscal buffers, ensuring fiscal sustainability, encouraging public and private investments and undertaking productivity-enhancing reforms. Structural reforms are essential for generating strong economic growth and creating more and better jobs. All excessive imbalances should be further analysed by the IMF and, if necessary and, without discrimination, addressed through country-specific reforms and multilateral coordination, in a way that contributes to an open global economy and without compromising sustainable global growth. We reaffirm our April 2021 exchange rate commitment. </p><p>Central banks are strongly committed to ensuring price stability, consistent with their respective mandates, and will continue to adjust their policies in a data-dependent manner. Central bank independence is crucial to achieving this goal. </p><p> We emphasise the importance of strengthening multilateral cooperation to address existing and emerging risks to the global economy. We will continue to pursue efforts that advance prosperity and recognise the importance of the World Trade Organisation (WTO) to advance trade issues, and acknowledge the agreed upon rules in the WTO as an integral part of the global trading system. We recognise the WTO has challenges and needs meaningful, necessary, and comprehensive reform to improve all its functions, through innovative approaches, to be more relevant and responsive in light of today"s realities.</p><p>We note the progress on the priorities of the Framework Working Group and look forward to the respective outcomes.  </p>International Financial Architecture <p> The Multilateral Development Banks (MDBs) are implementing the G20 MDB Roadmap and the recommendations from the Capital Adequacy Framework (CAF) Report. We acknowledge the progress of MDBs and the IFA Working Group in developing the Monitoring and Reporting Framework, and expect to receive the inaugural report in October. We further acknowledge CAF"s potential to help MDBs more efficiently utilise existing resources, share more risk with the private sector and utilise new instruments to increase lending capacity over the next decade. We also welcome the collaboration on blended finance among the International Finance Corporation and other MDBs. We look forward to the outcome of the International Bank for Reconstruction and Development"s 2025 Shareholding Review, in line with the Lima Shareholding principles.</p><p>We support the 17th replenishment of the African Development Fund. We acknowledge the strategic importance of an enhanced G20 partnership with African economies, including through strengthening the G20 Compact with Africa, and welcome the Presidency"s side event on Mobilising G20 Investment for Sustainable Growth in Africa. We welcome the work initiated by the Presidency on the impediments to growth and development in Africa. </p><p>We are committed to addressing debt vulnerabilities in low- and middle-income countries in an effective, comprehensive and systematic manner. To this end, we reaffirm our commitment to further strengthen the implementation of the G20 Common Framework (CF) in a predictable, timely, orderly, and coordinated manner. We endorse the G20 note on lessons learned from initial CF cases and the document outlining debt treatment steps. We welcome that the fact sheets on CF cases are now available on the G20 and Paris Club websites to enhance information sharing. We welcome the agreement on the Memorandum of Understanding on a debt treatment between Ethiopia and its Official Creditors Committee. We furthermore call for enhanced debt transparency from all stakeholders, including private creditors.</p><p>We urge the international community to support vulnerable countries whose debt is sustainable but are facing liquidity challenges, and encourage the International Monetary Fund (IMF) and the World Bank to continue their work on feasible options to support these countries, which should be country-specific and voluntary.</p><p>We acknowledge the G20 note on Special Drawing Rights (SDR) channelling. We note the achievement of exceeding USD 100 billion in voluntary channelling of SDRs or equivalent contributions for countries in need, and the transfer to the Poverty Reduction and Growth Trust and the Resilience and Sustainability Trust. We urge the swift delivery of pending pledges and encourage countries that are willing and legally able to explore channelling SDRs to MDBs while respecting the reserve asset status of the resulting SDR-denominated claims and ensuring their liquidity. </p><p>We reaffirm our commitment to a strong, quota-based, and adequately resourced IMF at the centre of the Global Financial Safety Net. We have advanced the domestic approvals for our consent to the quota increase under the 16th General Review of Quotas, and we look forward to finalising this process with no further delay. We acknowledge the importance of realignment in quota shares to better reflect members" relative positions in the world economy while protecting the quota shares of the poorest members. We acknowledge, however, that building consensus among members on quota and governance reforms will require progress in stages. We support the call for the IMF Executive Board to develop a set of principles guiding future discussions on IMF quotas and governance by the 2026 Spring meetings in line with the Diriyah Declaration. </p><p>We underscore the need for enhancing the representation and voice of developing countries in decision-making in MDBs and other international economic and financial institutions. In that context, we welcome the creation of a 25th chair at the IMF Executive Board to enhance the voice and representation of Sub-Saharan Africa.</p><p>We remain committed to promoting sustainable capital flows to EMDEs and fostering sound policy frameworks, notably central bank independence. We note the growing role of non-bank financial institutions (NBFIs) and ongoing work to understand the impact on capital flows.</p>Sustainable Finance<p>We note a commitment to strengthen the global sustainable finance architecture by helping to ensure robust, resilient and effective coordination among stakeholders to foster interoperability among MDBs, Vertical Climate and Environment Funds, and National Development Banks, in support of sustainability goals and national priorities, as appropriate. Scaling up co-financing and mobilising private sector resources by improving efficiency and promoting the use of innovative financial instruments is essential for developing countries" risk-sharing in country-led climate investments.</p><p>We acknowledge progress on tailoring key considerations that integrate adaptation and resilience into the voluntary transition plans of financial institutions and corporations. These efforts may support vulnerable sectors in moving towards sustainable and climate-resilient economies. We look forward to continued work related to more effective funding mechanisms for adaptation and promote flexible country-tailored solutions that address natural catastrophe insurance protection gaps by developing practical guidance and tools.</p><p>We take note of the potential of high-integrity, voluntary, private-sector led carbon markets, including by promoting interoperability, accessibility, transparency and scalability. We note the efforts by the Climate Data Steering Committee to develop principles aimed towards building a Common Carbon Credit Data Model, as a voluntary tool. </p><p>We note the progress made thus far on the multi-year G20 Sustainable Finance Roadmap which is flexible and voluntary in nature. </p>Infrastructure <p>Recognising that increasing quality infrastructure investment is critical to support faster and sustainable economic growth and development, we note the progress made in the development of a framework for effective planning and preparation practices, a report on scaling up blended finance de-risking measures, and a toolkit on advancing cross-border infrastructure projects. We also endorse the Practice Guide on Leveraging Project-Level Data and Digitising the Pipeline, and a Note on Improving the Accessibility and Availability of Key Market Data, which are voluntary and non-binding.</p>Financial Sector Issues and Financial Inclusion <p>We reaffirm our commitment to addressing vulnerabilities and promoting an open, resilient, and stable financial system, which supports economic growth, and is based on the consistent, full and timely implementation of all agreed upon reforms and international standards, including Basel III. We note the growing role of NBFIs in both EMDEs and AEs, and support the Financial Stability Board"s (FSB) work to address NBFI data availability and reporting, quality, use, and information sharing. We endorse the recently finalised FSB recommendations for addressing systemic risks from NBFI leverage and encourage implementation by jurisdictions. We welcome the appointment of the new FSB Chair, Andrew Bailey, Governor of the Bank of England.</p><p>We reaffirm our commitment to the effective implementation of the G20 Roadmap for Enhancing Cross-border Payments (the Roadmap) as well as appropriate further actions as necessary to deliver on the Roadmap"s goals. We welcome the initiatives undertaken by the FSB, the Bank for International Settlements" (BIS) Committee on Payments and Market Infrastructures, the Financial Action Task Force (FATF), and other international organisations to advance progress in its implementation. We welcome the launch of the BIS Innovation Hub-G20 TechSprint 2025, which aims to promote innovative solutions that improve trust and integrity in open and scalable finance. We note the update on the FSB Roadmap for addressing climate-related financial risks and the upcoming FSB thematic peer review on the implementation of the high-level crypto assets and stablecoin recommendations.</p><p>We reaffirm our commitment to support the FATF and FATF-Style Regional Bodies in overseeing the implementation of the FATF Standards to combat money laundering, terrorist financing and proliferation financing across the Global Network. In particular, we reiterate the importance of stepping up global efforts to combat the misuse of legal entities, to foster increased asset recovery, to enhance payments transparency, and to promote innovation in the virtual assets sector, while mitigating illicit finance involving virtual assets.We also support FATFs ongoing work on emerging technologies and associated risks including from DeFi arrangements, stablecoins, and peer-to-peer transactions. </p><p>We reaffirm our commitment to financial inclusion and to promoting access to financial services for individuals and micro, small, and medium-sized enterprises (MSMEs). We welcome insights from the Presidency"s Priority Paper on "Moving from Access to Usage," which offers innovative approaches to enhance the use of financial services across payments, savings, credit, insurance, and remittances. We support the ongoing implementation of the G20 Global Partnership for Financial Inclusion Action Plan for MSME Financing. We also welcome the deliverable to explore the role of new and innovative technologies in enhancing the quality of financial inclusion for individuals and MSMEs. </p>International Taxation<p>We will continue engaging constructively to address concerns regarding Pillar Two global minimum taxes, with the shared goal of finding a balanced and practical solution that is acceptable for all. Delivery of a solution will need to include a commitment to ensure any substantial risks that may be identified with respect to the level playing field, including a discussion of the fair treatment of substance-based tax incentives, and risks of base erosion and profit shifting, are addressed and will facilitate further progress to stabilise the international tax system, including a constructive dialogue on the tax challenges arising from the digitalisation of the economy. These efforts will be advanced in close cooperation across the membership of the OECD/G20 Inclusive Framework (IF), preserving the tax sovereignty of all countries. We look forward to the OECD and Global Forum stock take report on tax transparency; the IF stock take report on BEPS; the OECD report on the exchange of real estate information on a voluntary basis to combat tax evasion and avoidance; the Platform for Collaboration on Tax (PCT) report on the progress in strengthening capacity-building frameworks to enhance technical assistance; and the IMF report on strengthening revenue administrations to improve domestic revenue mobilisation (DRM). We welcome the announcement of the PCT to hold the Tax and Development Conference, with a focus on DRM, in Tokyo next year. </p><p>Recalling the G20 Rio de Janeiro Ministerial declaration on International Tax Cooperation, we welcome the IF"s decision to adopt a phased, evidence-based approach to explore global mobility and understand the interaction between tax policy, inequality and growth. We also welcome discussions to enhance the effectiveness and inclusivity of the IF. We note the ongoing negotiations to establish a United Nations Framework Convention on International Tax Cooperation and the participating G20 members reaffirm the objectives to reach broad consensus and build on existing achievements, processes and on the ongoing work of other international organisations, while seeking to avoid unnecessary duplication of efforts.</p>Joint Finance Health Task Force <p>The Joint Finance-Health Task Force (JFHTF) remains committed to strengthened finance and health co-ordination in relation to pandemic prevention, preparedness, and response (PPR). We emphasise the importance of efficient and effective health spending and domestic resource mobilisation, given the current reductions in donor assistance, as well as the need for better coordination and alignment of external and domestic funding flows. We note the preliminary insights of the updated versions of the Global Report on the Framework for Economic Vulnerabilities and Risks (FEVR) and of the Operational Playbook for response financing. We also note the Simulation exercises on pandemic response financing undertaken by finance and health officials and look forward to further exercises. We note the independent Joint Finance Health Task Force stocktake report, note the focused reconvening of the High-Level Independent Panel, and will continue to work with the Pandemic Fund and other global health funds that catalyse international and domestic investment actions to strengthen pandemic prevention, preparedness and responses.</p><p>We note the outcome of the Fourth International Conference on Financing for Development, held from June 30 to July 3, 2025, in Seville, Spain, and the renewed commitment by participating countries to support developing countries in achieving their development objectives.</p><p>We acknowledge the upcoming COP30 in Belém and note participating countries" engagement within the COP30 Circle of Finance Ministers. </p><p>We concluded our first cycle of G20 Finance Ministers and Central Bank Governors meetings on the vibrant continent of Africa, joining the people of South Africa in celebrating Nelson Mandela Day. Our discussions over the past two days centred on creating a better world, embodying the spirit of Mandela"s values. We look forward to our next meeting in October 2025 in Washington, D.C. </p> <p> <p> Search for related information by keyword: Finance \| Department of Finance Canada \| Canada \| Money and finances \| general public \| statements \| Hon. François-Philippe Champagne </p> </p> 3rd Finance Ministers and Central Bank Governors Meeting - Canada.ca	查看 17533	财政部	2025-07-23 08:00:00 2025-07-30 14:33:42	word
3222022	无图 <p> Minister of Finance and National Revenue Meets with Chief Economists on Canada’s Economic Prospects <p>From: Department of Finance Canada </p> <p> Readout</p> <p>Yesterday, the Honourable François-Philippe Champagne, Minister of Finance and National Revenue, met with Canada’s leading chief economists to exchange views and perspectives on the country’s economic outlook and discuss the government’s plan to build the strongest economy in the G7.</p> <p> <p> <p>July 29, 2025 - Toronto, Ontario - Department of Finance Canada</p> <p>Yesterday, the Honourable François-Philippe Champagne, Minister of Finance and National Revenue, met with Canada’s leading chief economists to exchange views and perspectives on the country’s economic outlook and discuss the government’s plan to build the strongest economy in the G7.</p> <p>The roundtable focused on the challenges and opportunities facing the Canadian economy—including ongoing global uncertainty, Canada’s continued response to tariffs, and the shared steps the government, alongside its partners and industry, must take to get the best deal with the United States that protects our workers and businesses.</p> <p>The minister and chief economists discussed opportunities to create jobs, build more homes, diversify trade and build one strong Canadian economy—not just to withstand trade disruptions, but to leverage Canada’s renowned capabilities to drive growth in a changing global environment. The conversation also touched on the government’s ambitious but responsible fiscal plan that will spend less, invest more, and build Canada as an economic force for decades to come, including catalyzing private capital and unleashing investment.</p> <p>The meeting is part of a broader consultation process ahead of Budget 2025, which will continue to deliver on the government’s mandate to bring down costs, keep communities safe, diversify trade, and build Canada strong.</p> Related link Canada.ca/YourBudget </p> </p> </p> <p> Contacts</p> <p>John Fragos</p><p> Press Secretary</p><p> Office of the Minister of Finance and National Revenue</p><p>john.fragos@fin.gc.ca</p> <p>Media Relations</p><p> Department of Finance Canada</p><p>mediare@fin.gc.ca</p><p> 613-369-4000</p> General enquiries <p>Phone: 1-833-712-2292</p><p> TTY: 613-369-3230</p><p> E-mail:financepublic-financepublique@fin.gc.ca</p> <p> <p> Search for related information by keyword: Economics and Industry \| Department of Finance Canada \| Canada \| Money and finances \| general public \| readouts \| Hon. François-Philippe Champagne </p> </p> Minister of Finance and National Revenue Meets with Chief Economists on Canada’s Economic Prospects - Canada.ca	查看 3119	财政部	2025-07-29 08:00:00 2025-07-30 14:33:42	word
3222021	无图 <p> <p> <p> <caption>2025.7.1.자 등 교육부 정기 인사발령사항(퇴직 및 퇴직준비교육) : 제목, 등록자, 등록일, 조회수, 첨부파일 내용의 내용을 확인 하실 수 있습니다.</caption> 제목 2025.7.1.자 등 교육부 정기 인사발령사항(퇴직 및 퇴직준비교육) 등록일 2025-06-27 등록자 이소희 조회수 7174 첨부파일 20250701자 등(퇴직 및 퇴직준비교육).hwp [ 58.0 KB ] 다운로드 미리보기 안정적인 시스템 운영을 위해 20MB 이상의 파일은 미리보기가 제한됩니다. <p> <p> 2025.7.1.자 등 교육부 정기 인사발령사항입니다.</p><p><총 발령대상자 : 211명></p><p>- 과장급 : 3명</p><p>- 본부 4.5급 이하 : 45명</p><p>- 산하 4.5급 이하 : 71명</p><p>- 6급 이하 : 32명</p><p>- 교육전문직원 : 4명</p><p>- 퇴직 및 퇴직준비교육 : 56명</p> </p> </p> </p> <p> 목록 </p> </p> <p> <p> 다음글2025.7.1.자 등 교육부 정기 인사발령사항 </p> </p> 교육부 > 교육부 소식 > 인사알림 > 인사정보	查看 1281	教育部	2025-06-27 08:00:00 2025-07-30 14:32:33	word
3222020	无图 <p> <p> <p> <caption>전주교육대학교 국가공무원(한시임기제 시설8호)경력경쟁채용시험 재공고 : 제목, 등록자, 등록일, 조회수, 첨부파일 내용의 내용을 확인 하실 수 있습니다.</caption> 제목 전주교육대학교 국가공무원(한시임기제 시설8호)경력경쟁채용시험 재공고 등록일 2025-07-30 등록자 오난희 조회수 37 첨부파일 [붙임] 전주교육대학교 국가공무원(한시임기제 시설8호) 경력경쟁채용시험 재공고.hwp [ 125.0 KB ] 다운로드 미리보기 *안정적인 시스템 운영을 위해 20MB 이상의 파일은 미리보기가 제한됩니다. <p> <p>전주교육대학교 국가공무원(한시임기제 시설8호)경력경쟁채용시험 재공고</p><p>[전주교육대학교 공고 제2025-40호]</p><p>전주교육대학교 국가공무원(한시임기제 시설8호) 경력경쟁채용시험을 다음과 같이 재공고하오니 참신하고 유능한 인재의 많은 응모 바랍니다.</p><p>□접수기간 및 방법</p><p> ○접수기간: 2025. 7. 30.(수) ~ 8. 1.(금) 18:00까지</p><p> ○접수방법: 담당자 이메일로제출</p><p>□자세한 내용은 전주교육대학교 총무처 (☎063-281-7022)로 문의</p><p>□붙임서류: 전주교육대학교 국가공무원(한시임기제 시설8호) 전입 및 지방공무원 경력경쟁채용 재공고 1부. 끝.</p> </p> </p> </p> <p> 목록 </p> </p> <p> <p> 이전글제2025-7회 국립한국교통대학교 국립대학육성사업 계약직 신규채용 공고 다음글국립금오공과대학교 국가공무원 경력경쟁채용시험 공고 </p> </p> 교육부 > 교육부 소식 > 인사알림 > 채용공고	查看 1533	教育部	2025-07-30 08:00:00 2025-07-30 14:32:33	word
3222019	无图 <p> <p> <p> <caption>학교보건법 시행규칙 일부개정령안 입법예고 : 제목, 등록자, 등록일, 조회수, 첨부파일 내용의 내용을 확인 하실 수 있습니다.</caption> 제목 학교보건법 시행규칙 일부개정령안 입법예고 등록일 2025-07-28 등록자 최민애 조회수 126 첨부파일 (공고 2025-256) 학교보건법 시행규칙 일부개정령안 입법예고 공고문.hwpx [ 45.7 KB ] 다운로드 미리보기 *안정적인 시스템 운영을 위해 20MB 이상의 파일은 미리보기가 제한됩니다. <p> <p>「학교보건법시행규칙」일부개정령안 입법예고를 하는데 있어, 그 이유와 주요내용을 국민에게 미리 알려 이에 대한 의견을 듣기 위하여 행정절차법 제 41조에 따라 다음과 같이 공고합니다.</p> </p> </p> </p> <p> 목록 </p> </p> <p> <p> 다음글학교보건법 시행령 일부개정령안 입법예고 </p> </p> 교육부 > 정보·법령 > 법령정보 > 입법·행정예고	查看 1165	教育部	2025-07-28 08:00:00 2025-07-30 14:32:33	word
3222018	无图 <p> <p> <p> <caption>「2025년 보육 유공자」 정부포상 계획 : 제목, 등록자, 등록일, 조회수, 첨부파일 내용의 내용을 확인 하실 수 있습니다.</caption> 제목 「2025년 보육 유공자」 정부포상 계획 등록일 2025-07-24 등록자 이건주 조회수 403 첨부파일 (공고)「2025년 보육 유공자」 정부포상 계획.hwp [ 11.0 KB ] 다운로드 미리보기 (별첨) 2025년 보육유공자 포상 추천 대상자 명단(결격사항 조회 포함) 양식 (1).xlsx [ 21.5 KB ] 다운로드 미리보기 정부포상 업무지침.pdf [ 15.8 MB ] 다운로드 미리보기 교육부 장관표창 업무지침.hwpx [ 2.2 MB ] 다운로드 미리보기 2025년 보육 유공자 정부포상 계획.hwp [ 126.0 KB ] 다운로드 미리보기 안정적인 시스템 운영을 위해 20MB 이상의 파일은 미리보기가 제한됩니다. <p> <p>「2025년 보육 유공자」 정부포상 계획</p><p>정부에서는 보육사업 발전에 공로가 큰 유공자를 선발·포상하고자 하니 적격자가 있는 경우 추천하여 주시기 바랍니다.</p><p>1. 예상인원 : 328명 예정(붙임 참조)</p><p> 총리 표창 이상 수량은 행정안전부 등과 협의 후 최종 확정되며, 장관표창 수량은 부내 협의로 확정(다만, 공적심사 시 적격자가 없을 경우 축소 시행 예정)</p><p>2. 포상훈격 : 훈장, 포장, 대통령표창, 국무총리표창, 교육부장관표창</p><p>3. 부상 : 포상 훈격별로 부상품 지급 예정</p><p>4. 포상대상자 발굴 및 추천 절차</p><p> - 지자체 및 공무원 : 시도지사 → 교육부</p><p> - 보육교직원 : 보육단체, 교사단체 및 시도지사, 기타 개인 및 단체 등 → 교육부</p><p> - 개인 및 단체 등(보육업무 관계자) : 시도지사, 개인 및 단체 등 → 교육부</p><p>5. 포상대상자 추천 기한 : 2025.08.18.(월) 18:00까지</p><p>6. 시상 예정일 : 2025년 12월 중 예정(추후 별도 안내)</p><p>기타 자세한 내용은 붙임 파일 참조 및 교육부 영유아정책총괄과(☎044-203-7204), 각 지자체 보육 담당부서, 관련 단체로 문의</p> </p> </p> </p> <p> 목록 </p> </p> <p> <p> 다음글2025년 공공기관 종합청렴도 평가 관련 개인정보 제3자 제공사항 알림 </p> </p> 교육부 > 교육부 소식 > 공지사항 > 공지사항	查看 2849	教育部	2025-08-18 08:00:00 2025-07-30 14:32:33	word
3222017	无图 <p> <p> <p> <caption>최은옥 차관, 어린이 국회의원, 정부와 함께 우리 사회문제에 대해 논의하다 : 제목, 등록자, 등록일, 조회수, 첨부파일 내용의 내용을 확인 하실 수 있습니다.</caption> 제목 최은옥 차관, 어린이 국회의원, 정부와 함께 우리 사회문제에 대해 논의하다 등록일 2025-07-25 등록자 김진숙 조회수 656 첨부파일 [교육부 07-25(금) 동정자료] 최은옥 차관, 어린이 국회의원 정부와 함께 우리 사회문제에 대해 논의하다.hwp [ 77.0 KB ] 다운로드 미리보기 *안정적인 시스템 운영을 위해 20MB 이상의 파일은 미리보기가 제한됩니다. <p> <p>최은옥 차관, 어린이 국회의원, 정부와 함께 우리 사회문제에 대해 논의하다</p><p>- 제21회 대한민국어린이국회 참석</p><p>최은옥 교육부 차관은 7월 25일(금), 대한민국국회가 주최하고 교육부가 후원하는 ‘제21회 대한민국어린이국회’에 참석하여 활동에 참여한 학생과 교사들을 격려한다.</p> </p> </p> </p> <p> 목록 </p> </p> <p> <p> 다음글최은옥 차관, 집중호우 피해학교 복구 현장 방문, 피해 교육시설 파악 및 긴급 복구에 총력 당부 </p> </p> 교육부 > 교육부 소식 > 보도·설명·반박 > 동정자료	查看 1319	教育部	2025-07-25 08:00:00 2025-07-30 14:32:33	word
3222016	有图 <p> <p> <p> <caption>교육부, 상반기 진로체험 인증기관 451개 선정 : 제목, 등록자, 등록일, 조회수, 첨부파일 내용의 내용을 확인 하실 수 있습니다.</caption> 제목 교육부, 상반기 진로체험 인증기관 451개 선정 등록일 2025-07-30 등록자 김진숙 조회수 58 첨부파일 [교육부 07-31(목) 조간보도자료] 교육부 상반기 진로체험 인증기관 451개 선정.hwpx [ 42.1 KB ] 다운로드 미리보기 *안정적인 시스템 운영을 위해 20MB 이상의 파일은 미리보기가 제한됩니다. <p> <p>교육부, 상반기 진로체험 인증기관 451개 선정</p><p>- 2025년 상반기 교육기부 진로체험 인증기관 선정 발표</p><p>- 초·중·고 학생들을 대상으로 양질의 진로체험 프로그램을 무료로 제공</p><p>교육부와 대한상공회의소는 7월 31일(목) ‘2025년 상반기 교육기부 진로체험 인증기관(이하 ‘인증기관’) 선정 결과’를 발표한다.</p> </p> <p> <img src="https://www.moe.go.kr/images/opencode/new_img_opentype01.png" rel="noopener noreferrer"><p>교육부(이)가 창작한 「교육부, 상반기 진로체험 인증기관 451개 선정」 저작물은 공공누리출처표시조건에 따라 이용할 수 있습니다.</p> </p> </p> <p> 목록 </p> </p> <p> <p> 다음글2025년 국가 우수장학사업 신규 장학생 장학증서 수여식 개최 </p> </p> 교육부 > 교육부 소식 > 보도·설명·반박 > 보도자료	查看 1523	教育部	2025-07-30 08:00:00 2025-07-30 14:32:33	word
3222015	有图 Hybrid plans M, L, XL, XXL at no extra charge at DSL plansAttractive promotional prices until the end of SeptemberStrong connection for fast and fail-safe Internet<p><p><p><img><noscript><imgsrc="/resource/image/1094738/landscape_ratio4x3/320/240/58b74cb4a4ae80fc02f9512523137b0f/58652D37EEC1182A811FAE69F60BB983/bi-hybrid-option-en.jpg"/></noscript></p><p><p> Routers and 5G receivers provide more speed for landlines in the copper network.©Deutsche Telekom; Bildbearbeitung: Evelyn Ebert Meneses</p></p></p></p><p>Even without a fiber-optic connection, Deutsche Telekom customers can now use speeds of up to 500 Mbit/s with MagentaZuhause Hybrid XXL. Deutsche Telekom is once again speeding up its fixed-network connections and will be offering innovative hybrid solutions for fast and fail-safe Internet from August 1. With the new MagentaZuhause Hybrid plans, speeds of up to 500 Mbps for download and 50 Mbps for upload are possible.</p><p>In addition, connections with download speeds of 16 Mbps or 50 Mbps with Hybrid can deliver up to 100 Mbps almost nationwide. For an optimal television experience, the hybrid plans can be combined with the MagentaTV Smart television offering.</p>Fast and secure: Fixed network and mobile communications combined<p>With Hybrid, the router automatically switches on the bandwidth of the mobile network if data could be transmitted faster than the landline allows. For example, when the whole family surfs the Internet and large amounts of data are transferred during streaming or gaming. Hybrid also offers more speed in the home office. The combination of two networks also makes Internet outages almost impossible: If the landline is impaired, you automatically continue to surf and make calls via the mobile network. Deutsche Telekom thus always offers a stable and reliable connection.</p>5G for the home network with Deutsche Telekom"s hardware duo<p>To take advantage of the hybrid network, the Speedport Smart 4 router and a 5G receiver are used. The weatherproof 5G receiver is attached to the exterior façade or a window, for example. This is where it receives the signals of the 5G network best. A flat network cable that is simply placed through the window frame connects it to the router. The Speedport Smart 4 then automatically sets up at the Telekom landline connection. The installation is simple and can be carried out by yourself - alternatively, Deutsche Telekom offers an installation service for an extra charge.The 5G receiver uses the 5G mobile network in addition to conventional 4G/LTE.</p>Secure promotional prices until September 30, 2025<p>If you book by the end of September, routers and 5G receivers are available free of charge for the first three months and then at a permanently reduced promotional price of 7.95 euros per month. Individually, the Speedport Smart 4 router costs 6.95 euros per month or a one-time fee of 189.99 euros. The 5G receiver is available monthly for 7.95 euros or a one-time fee of 359.99 euros. Existing customers who have already rented a Speedport Smart 4 can switch to the router and 5G receiver package at any time. The hybrid plans cost 9.95 euros per month for new customers in the first three months, regardless of the tariff selected. After that, the same conditions apply as for the comparable DSL tariff.</p>Hybrid plans with up to 500 Mbps<p>The MagentaZuhause Hybrid plans are available in the same speed classes as the DSL plans and under the same conditions. There is no surcharge compared to the comparable fixed-line tariff.</p><p>About Deutsche Telekom: Deutsche Telekom at a glance</p> Up to 500 Mbps – Fixed and Mobile Combined \| Deutsche Telekom	查看 3606	德国电信股份公司	2025-07-29 08:00:00 2025-07-30 14:02:52	word
3222014	有图 Трамп дал России 10 дней на достижение мира на Украине Трамп заявил, что его не тревожит реакция рынков на санкции против России <p> <p>Президент США Дональд Трамп отвел России 10 дней для завершения конфликта на Украине. По его словам, они начнутся «с сегодняшнего дня». Господин Трамп подчеркнул, что, по его мнению, российский президент Владимир Путин заинтересован в продолжении конфликта.</p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <svg><use></use></svg> Развернуть на весь экран <p> <p> <source srcset="data:image/webp;base64,UklGRh4AAABXRUJQVlA4TBEAAAAvDwACAAdQ97rXvf+BiOh/AAA=" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/29/KMO_162543_67316_1_t249_204913.webp> <source srcset="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/29/KMO_162543_67316_1_t249_204913.jpg> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/29/KMO_162543_67316_1_t222_204913.jpg" rel="noopener noreferrer"> </noscript> </p> <p>Дональд Трамп</p><p>Фото: Evelyn Hockstein / Reuters</p> <p> <p>Дональд Трамп</p><p>Фото: Evelyn Hockstein / Reuters</p> </p> </p> </p><p>«Потом мы введем пошлины и прочее...И я не знаю, насколько они подействуют на Россию. Потому что он (президент России Владимир Путин.— “Ъ”) очевидно хочет продолжить войну»,— сказал господин Трамп журналистам на борту самолета. Аудиотрансляцию вел Белый дом в YouTube-канале. </p><p>Президент США добавил, что его «не тревожит», как отреагируют сырьевые рынки на возможные рестрикции в отношении России.</p><p> Трамп о дедлайне для России по Украине, планируемых пошлинах и своих сожалениях <p> Читать далее <svg><use></use></svg> </p> </p><p>28 июля Дональд Трамп сократил дедлайн по достижению соглашения между Россией и Украиной, который ранее составлял 50 дней. Президент США заявил, что он недоволен отсутствием прогресса на российско-украинских переговорах в Стамбуле. Он пригрозил ввести санкции в отношении стран, ведущих бизнес с Россией.</p><p>Подробнее читайте в материале «Ъ» «Дональд Трамп не держит срока».</p> </p> Трамп дал России 10 дней на достижение мира на Украине – Коммерсантъ	查看 3079	生意人报	2025-07-30 01:40:11 2025-07-30 13:51:26	word
3222013	有图 В Белгороде беспилотник ударил по жилой многоэтажке Гладков: в Белгороде беспилотник ВСУ атаковал многоквартирный дом <p> <p>Губернатор белгородской области Вячеслав Гладков сообщил об атаке БПЛА в региональной столице. По словам чиновника, дрон попал в многоэтажный жилой дом. Повреждены фасад, остекление порядка 10 квартир, а также 24 автомобиля во дворе. Предварительно, пострадавших нет.</p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <svg><use></use></svg> Развернуть на весь экран <p> <svg><use></use></svg> Предыдущая фотография </p> <label> <svg><use></use></svg> </label><p> <p> <p> <source srcset="data:image/webp;base64,UklGRh4AAABXRUJQVlA4TBEAAAAvDwACAAdQ97rXvf+BiOh/AAA=" data-slider-srcset="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18501_1_t249_090438.webp> <source srcset="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" data-slider-srcset="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18501_1_t249_090438.jpg> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18501_1_t222_090438.jpg" rel="noopener noreferrer"> </noscript> </p> <p> Фото: Telegram-канал губернатора белгородской области </p> </p> <p> <p> <p> <source srcset="data:image/webp;base64,UklGRh4AAABXRUJQVlA4TBEAAAAvDwACAAdQ97rXvf+BiOh/AAA=" data-slider-srcset="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18503_1_t241_090504.webp> <source srcset="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" data-slider-srcset="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18503_1_t241_090504.jpg> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18503_1_t218_090504.jpg" rel="noopener noreferrer"> </noscript> </p> <p> Фото: Telegram-канал губернатора белгородской области </p> </p> <p> <p> <p> <source srcset="data:image/webp;base64,UklGRh4AAABXRUJQVlA4TBEAAAAvDwACAAdQ97rXvf+BiOh/AAA=" data-slider-srcset="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18504_1_t241_090522.webp> <source srcset="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" data-slider-srcset="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18504_1_t241_090522.jpg> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18504_1_t218_090522.jpg" rel="noopener noreferrer"> </noscript> </p> <p> Фото: Telegram-канал губернатора белгородской области </p> </p> <p> <p> <p> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/Issues.photo/NEWS/2025/07/30/KMO_090981_18502_1_t222_090541.jpg" rel="noopener noreferrer"> </noscript> </p> <p> Фото: Telegram-канал губернатора белгородской области </p> </p> </p> <p> <svg><use></use></svg> Следующая фотография </p> <p> 1 / 4 </p> <p> <p> <p> <p> <p> Фото: Telegram-канал губернатора белгородской области </p> </p> </p> <p> <p> <p> Фото: Telegram-канал губернатора белгородской области </p> </p> </p> <p> <p> <p> Фото: Telegram-канал губернатора белгородской области </p> </p> </p> <p> <p> <p> Фото: Telegram-канал губернатора белгородской области </p> </p> </p> </p> </p> </p><p>Глава региона отметил, что заметил одну серьезную проблему: «Часто враг атакует сразу несколькими БПЛА, и после первого удара может произойти второй». Жители часто этого не понимают, добавил он. </p><p>«Необходимо... применять более четкий алгоритм действий для мирного населения после атаки беспилотника ВСУ», — считает губернатор. Он пояснил, что следует «через громкоговорители предупреждать покидать место атаки». «А мирное население должно находиться в закрытых помещениях, которые относительно безопасны, — добавил Вячеслав Гладков. — Ванные комнаты без окон, подъезды с глухими стенами».</p><p>Минобороны РФ заявило, что с 00:00 мск до 03:50 мск средства ПВО уничтожили три БПЛА над территорией Брянской области. Об атаках в Белгородской области ведомство сегодня еще не сообщало.</p> </p> В Белгороде беспилотник ударил по жилой многоэтажке – Коммерсантъ	查看 10092	生意人报	2025-07-30 13:33:01 2025-07-30 13:51:26	word
3222012	有图 Пункт выдачи наличных Озон-банк начинает разворачивать банкоматную сеть <p> <p>Озон-банк планирует до конца года развернуть собственную сеть банкоматов, которые уже начал устанавливать в пунктах выдачи заказов и торговых точках. У банка нет отделений, и с помощью банкоматов он планирует компенсировать потребность клиентов в прямых контактах. Клиентская сеть «Озона» широкая, однако ряд экспертов указывает, что из-за нацеленности на аудиторию, предпочитающую цифровые сервисы, окупить вложения в инфраструктуру по работе с наличными в обозримом будущем банку будет непросто.</p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <svg><use></use></svg> Развернуть на весь экран <p> <p> <source srcset="data:image/webp;base64,UklGRh4AAABXRUJQVlA4TBEAAAAvDwACAAdQ97rXvf+BiOh/AAA=" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KMO_090981_18493_1_t249_174338.webp> <source srcset="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KMO_090981_18493_1_t249_174338.jpg> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KMO_090981_18493_1_t222_174338.jpg" rel="noopener noreferrer"> </noscript> </p> <p>Фото: предоставлено Озон-банком</p> <p> <p>Фото: предоставлено Озон-банком</p> </p> </p> </p><p>Озон-банк начинает разворачивать собственную сеть банкоматов. Как рассказали “Ъ” в кредитной организации, уже установлено 12устройств в Москве, Санкт-Петербурге и Екатеринбурге, а до конца года их количество планируется довести до 350 штук. Банкоматы будут располагаться как в пунктах выдачи заказов (ПВЗ) маркетплейса, так и в торговых центрах и магазинах. «Несмотря на высокий уровень развития онлайн-банкинга, части клиентов, которые используют наличные деньги, нужен офлайн-контакт с банком, поэтому мы решили "выйти в мир" с помощью банкоматов»,— заявил гендиректор «Озон Финтеха» Ваэ Овасапян. По его словам, до конца года будут изучаться спрос, удобство локаций, и после будет принято решение о дальнейшем масштабировании сети банкоматов. При этом в Озон-банке сообщили, что помимо снятия наличных и пополнения счетов в будущем функционал банкоматов будет дополняться новыми разработками и продуктами банка.</p><p>На конец 2024 года у «Озона» было более 60тыс. ПВЗ, но, как пояснили в компании, банкоматы будут устанавливать только в тех пунктах, хозяева которых согласятся на это.</p><p>Сегодня держатели карт Озон-банка могут без комиссии снимать деньги и пополнять счета в банкоматах ВТБ. Однако, как рассказал “Ъ” источник на банковском рынке, банку за это приходится платить около 2% за операцию. При этом затраты на приобретение 350банкоматов составят около 700млн руб., чтобы оправдать эту сумму, банку надо перенаправить в свои банкоматы около 35млрд руб. По мнению собеседника “Ъ”, затраты на приобретение банкоматов Озон-банк окупит в обозримом будущем, как это произошло у Т-Банка, у которого также нет офисов и который сначала также пользовался банкоматными сетями партнеров. В ВТБ отметили, что их сеть банкоматов превышает 20тыс., при этом в банке выступают «за здоровую конкуренцию, которая нацелена на улучшение качества сервиса».</p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <svg><use></use></svg> Развернуть на весь экран <p> <p> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/ISSUES.PHOTO/DAILY/2025/135/_2025d135-07-01.jpg" rel="noopener noreferrer"> </noscript> </p> <p> <p> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/ISSUES.PHOTO/DAILY/2025/135/_2025d135-07-01.jpg" rel="noopener noreferrer"> </noscript> </p> <p> </p> </p> </p><p>По мнению экспертов, банкоматы могут оказаться полезны Озон-банку для пополнения портфеля депозитов и погашения кредитов граждан. Согласно отчетности по РСБУ, за второй квартал объем портфеля розничных кредитов банка вырос в 16раз, до 2,4млрд руб. (см.“Ъ” от 22июля), а объем депозитов с конца прошлого года держится на уровне 20млрд руб. Глава Ассоциации участников рынка электронных денег Виктор Достов предполагает, что в «Озоне» верят в важность развития снятия и внесения наличных для полноценного развития финансовых сервисов. При этом банкоматы могут выполнять другие важные функции, например удаленную идентификацию. «С грядущим запретом на идентификацию через агентов это становится очень актуальным, поскольку цена банкомата сейчас относительно невелика, такой эксперимент вполне оправдан»,— считает Виктор Достов.</p><p>При этом эксперты обращают внимание на различия финансовой модели Озон-банка и Т-Банка.</p><p>«Сегодня Озон-банк представляется расчетным банком, плотно привязанным к маркетплейсу и обслуживающим его нужды, тогда как Т-Банк, когда переходил на модель без отделений, уже был полноценным универсальным банком»,— указывает МВА-профессор бизнес-практики по цифровым финансам РАНХиГС Алексей Войлуков. При этом, по его словам, банкомат полноценно заменить офис банка он не в состоянии, в первую очередь потому, что клиенты банка не воспринимают его как офис — это аппарат для выдачи и приема денег.</p><p>И в целом построение масштабной банкоматной сети в нынешних условиях несет риски ее окупаемости. Ранее банки активно нагружали банкоматы дополнительными сервисами — оплатой различных сервисов, ЖКХ, доступом к различным сервисам банка. Однако, «согласно исследованию Сбербанка, последние два года востребованность дополнительных сервисов стремительно снижается, вся активность перешла в мобильные приложения», отмечает Алексей Войлуков. В результате сейчас банкоматы в основном используются для снятия и внесения наличных. С учетом того, что большинство клиентов Озон-банка продвинутые цифровые пользователи, которые оплачивают заказы онлайн, у них, как правило, нет потребности в наличных, указывает эксперт. Глава правления ассоциации «Финансовые инновации» Роман Прохоров также отмечает, что в настоящее время большинство крупных банкоматных сетей балансирует на грани безубыточности. Кроме того, по словам господина Войлукова, «сеть банкоматов — это не только расходы на их покупку, но и обслуживание, инкассация, место в помещении и многое другое». Поэтому, по его мнению, «этому проекту будет сложно окупиться в обозримом будущем».</p><p>Максим Буйлов</p> </p> Озон-банк начинает разворачивать банкоматную сеть	查看 7811	生意人报	2025-07-30 05:02:11 2025-07-30 13:51:26	word
3222011	有图 Хакеры освоили станки На смену простым кибератакам на промышленность пришли таргетированные <p> <p>Несмотря на то что общее количество атак на промышленные предприятия в первом полугодии 2025 года снизилось, угроз для отрасли стало больше, так как атаки стали более проработанными и целенаправленными. Хакеры не торопятся раскрывать свое присутствие в системах и стараются зафиксироваться в инфраструктуре как можно глубже. А также все чаще поражают подрядчиков крупных компаний для атаки на крупную цель.</p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <svg><use></use></svg> Развернуть на весь экран <p> <p> <source srcset="data:image/webp;base64,UklGRh4AAABXRUJQVlA4TBEAAAAvDwACAAdQ97rXvf+BiOh/AAA=" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KSP_016561_00026_1_t249_194134.webp> <source srcset="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KSP_016561_00026_1_t249_194134.jpg> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KSP_016561_00026_1_t222_194134.jpg" rel="noopener noreferrer"> </noscript> </p> <p>Фото: Александр Коряков, Коммерсантъ</p> <p> <p>Фото: Александр Коряков, Коммерсантъ</p> </p> </p> </p><p>Общее число кибератак на промышленные предприятия с января по июнь 2025 года превысило 7,5тыс., что в три раза меньше по сравнению с аналогичным периодом 2024 года, рассказали “Ъ” аналитики RED Security SOC. Однако они отмечают, что такое снижение касается преимущественно массовых и низкоквалифицированных атак, которые легко обнаруживаются и блокируются автоматизированными средствами защиты. Одновременно аналитики фиксируют рост сложных таргетированных атак (Advance Persistent Threat, APT).</p><p>С начала 2025 года RED Security обнаружила две профессиональные хакерские группировки, ведущие целенаправленные атаки на промышленный сектор. Они используют кастомизированные инструменты, нацеленные на конкретных сотрудников или IT-системы предприятий. Стоимость таких APT-атак может сильно варьироваться в зависимости от цели, масштаба компании и уровня ее защиты, однако в среднем их организация стоит не менее 1млнруб.</p><p>Рост APT-атак на промышленность в первом полугодии 2025 года ИБ-специалисты компаний «Информзащита» и Positive Technologies оценивают в 20% и 22% по сравнению с предыдущим годом соответственно.</p><p>В топе самых атакуемых сфер — пищевая промышленность (29%), нефтегазовый сектор (23%) и машиностроение (17%), приводят данные аналитики RED Security. Такую расстановку они связывают с тем, что пищевая промышленность привлекает хакеров из-за высокой чувствительности к простоям, нефтегаз — из-за стратегической важности, а машиностроение — из-за ценной интеллектуальной собственности.</p><p>APT-группировки ищут слабые места в системах безопасности организаций и предприятий: ERP, АСУ ТП, корпоративная почта, отмечает руководитель департамента ИБ в компании ИВК (производитель вычислительной техники) Игорь Корчагин. «Злоумышленники активно применяют и приемы социальной инженерии, заставляя сотрудников обманом, подкупом или шантажом стать пособниками»,— отмечает он. Как писал “Ъ”, мощная кибератака на «Аэрофлот» 28 июля предположительно также реализовывалась APT-группой (см. “Ъ” от 28 июля).</p><p>124 миллиарда рублей</p><p>составил объем российского рынка АСУ ТП по итогам 2024 года, по данным Positive Technologies.</p><p>Техническими целями для таких атак все чаще становятся элементы АСУ ТП, а именно SCADA-системы (система диспетчерского управления и сбора данных), отмечает директор IZ:SOC компании «Информзащита» Александр Матвеев. По его оценке, в первом полугодии рост атак на такие системы составил 27%. «Остановка SCADA может привести к остановке линии определенной части производства или к полному прекращению его работы, что в свою очередь несет угрозы не только экономического или репутационного характера, но и для человеческих жизней»,— отметил он.</p><p> Как «Аэрофлот» подвергся беспрецедентной хакерской атаке </p><p>В 2025 году APT-группировки будут продолжать делать упор в кибератаках на «скрытность» — злоумышленникам выгодно как можно дольше находиться в инфраструктуре жертв, оставаясь незамеченными: это позволяет им украсть больше конфиденциальной информации, отмечает аналитик исследовательской группы Positive Technologies Валерия Беседина. По словам главного инженера ИБ-направления компании «Уралэнерготел» Сергея Ратникова, APT-группировки не атакуют цель напрямую, если она хорошо защищена. «Вместо этого они ищут слабое звено — компанию-подрядчика, IT-интегратора, поставщика ПО или оборудования, у которого нет такого уровня защиты. Поэтому вектор все чаще смещается в сторону цепочек поставок»,— добавил он. «Не исключаю вероятности того, что каждая следующая успешная целенаправленная атака может подталкивать APT-группировки активнее атаковать объекты КИИ»,— прогнозирует архитектор информационной безопасности UserGate Дмитрий Овчинников.</p><p>Филипп Крупанин</p> </p> Аналитики фиксируют рост сложных кибератак на промышленные предприятия	查看 5819	生意人报	2025-07-30 11:30:00 2025-07-30 13:51:26	word
3222010	有图 Цены мечутся Оптовая стоимость красной рыбы снижается <p> <p>Оптовые цены на горбушу и кету на Дальнем Востоке снизились более чем на 4% за месяц, что объясняется удачным началом лососевой путины и укреплением рубля. Но год к году на рынке сохраняется рост цен на уровне 30–50%. Красная рыба вряд ли существенно подешевеет для потребителей из-за высокого спроса.</p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <svg><use></use></svg> Развернуть на весь экран <p> <p> <source srcset="data:image/webp;base64,UklGRh4AAABXRUJQVlA4TBEAAAAvDwACAAdQ97rXvf+BiOh/AAA=" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KMO_172234_00017_1_t249_162439.webp> <source srcset="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KMO_172234_00017_1_t249_162439.jpg> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KMO_172234_00017_1_t222_162439.jpg" rel="noopener noreferrer"> </noscript> </p> <p>Фото: Александр Миридонов, Коммерсантъ</p> <p> <p>Фото: Александр Миридонов, Коммерсантъ</p> </p> </p> </p><p>Средняя стоимость отдельных видов лососевых в оптовой закупке начала снижаться, следует из данных ФГУП «Нацрыбресурс». Горбуша и кета на Дальнем Востоке за последний месяц подешевели на 4,3%, до 335 руб. и 450 руб. за килограмм, соответственно. В центральной части страны стоимость горбуши составляет 400 руб., кеты — 480 руб. за килограмм. Первое значение к концу июня не поменялось, второе — снизилось на 2%. В «Инарктике» отмечают умеренное снижение цен с начала текущего года.</p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <svg><use></use></svg> Развернуть на весь экран <p> <p> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/ISSUES.PHOTO/DAILY/2025/135/_2025d135-10-01.jpg" rel="noopener noreferrer"> </noscript> </p> <p> <p> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/ISSUES.PHOTO/DAILY/2025/135/_2025d135-10-01.jpg" rel="noopener noreferrer"> </noscript> </p> <p> </p> </p> </p><p>Коррекции способствуют растущие темпы лососевой путины на Дальнем Востоке и постепенное насыщение рынка предложением, следует из материалов ФГУП «Нацрыбресурс». Хотя снижение оптовых цен пока нельзя назвать повсеместным. Например, нерка на Дальнем Востоке за месяц подорожала на 1,2%, до 870 руб. за килограмм в оптовой закупке.</p><p>В Росрыболовстве “Ъ” пояснили, что промышленный вылов тихоокеанских лососей в Приморском крае в этом году стартовал 20 мая, в основном регионе добычи, на Камчатке,— 1июня. </p><p>Объем промысла может составить 312тыс. тонн. Его будет достаточно для обеспечения внутреннего рынка и экспорта, считают в ведомстве.</p><p>По данным Всероссийского научно-исследовательского института рыбного хозяйства и океанографии (ВНИРО), на 28 июля объем добычи тихоокеанских лососей в России составил 226,8тыс. тонн, что вдвое больше год к году. Но если сравнивать вылов горбуши (формирует 80% добычи в сегменте) с показателем 2023 года, снижение в категории составляет 29,7%. Добыча кеты, согласно ВНИРО, за год выросла на 67,6% год к году, нерки — на 36,1%. Кижуч и чавыча продемонстрировали снижение.</p><p>В Рыбном союзе считают, что нынешняя путина будет существенно лучше прошлогодней, так как год нечетный. Прошлогоднее падение вылова привело к резкому росту цен на рыбу. Например, в середине сентября рост оптовой стоимости горбуши на Дальнем Востоке во ФГУП «Нацрыбресурс» оценивали в 87,9% год к году. В конце 2024 года тенденция привела к подорожанию красной икры. Аналитики «Чек Индекса» указывали, что медианная стоимость красной икры в середине декабря приблизилась к 10тыс. руб. за килограмм, прибавив 36% год к году. Это способствовало сокращению спроса.</p><p>Текущая коррекция оптовых цен за счет увеличения предложения пока не смогла компенсировать этот рост.</p><p>Из данных ФГУП «Нацрыбресурс» видно, что горбуша на Дальнем Востоке в оптовой закупке в среднем на 39,6% дороже, чем годом ранее, кета — в полтора раза, нерка — на 45%. На рыночное предложение лососевых может влиять и аквакультурная продукция. Но она не конкурирует с дикой рыбой: продукты дополняют друг друга на полках магазинов и в ресторанах, пояснили “Ъ” в «Инарктике».</p><p>Аквакультура, по словам представителя «Инарктики», чаще поступает на рынок в охлажденном виде, дикая — в замороженном. Значительная доля замороженной рыбы импортируется, поэтому на ее стоимость влияет и укрепление курса рубля. Красная рыба вряд ли существенно подешевеет, считают в Рыбном союзе. Продукция пользуется высоким спросом, и ее цену формирует рынок.</p><p>Согласно подсчетам «Нильсен» и Всероссийской ассоциации рыбопромышленников, с апреля 2024 по март 2025 года розничные продажи красной рыбы в натуральном выражении выросли на 3% к предыдущим 12 месяцам, денежные — на 14%. Для категории рыбы и морепродуктов в целом аналогичный прирост составил 4% и 17% соответственно. Доля красной рыбы в структуре денежных продаж достигла 15,1%. Наиболее популярными ее видами, согласно исследовательской компании NTech, стали форель (37,6% натуральных продаж) и горбуша (27,9%).</p><p>Александра Мерцалова</p> </p> Оптовые цены на лососевую рыбу начали снижаться	查看 6743	生意人报	2025-07-30 12:00:00 2025-07-30 13:51:26	word
3222009	有图 Новостройки режут по жилому Средняя площадь квартир на первичном рынке продолжает снижаться <p> <p>Несмотря на запрет, введенный в ряде регионов, на строительство квартир малого формата, средняя площадь продаваемого в российских новостройках жилья снизилась на 2% год к году, до 50,4кв.м. В условиях недоступности льготной ипотеки для широкого круга покупателей граждане переориентировались на малогабаритное жилье.</p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <svg><use></use></svg> Развернуть на весь экран <p> <p> <source srcset="data:image/webp;base64,UklGRh4AAABXRUJQVlA4TBEAAAAvDwACAAdQ97rXvf+BiOh/AAA=" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KSP_017914_00136_1_t249_193926.webp> <source srcset="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" data-lazyimage-srcset="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KSP_017914_00136_1_t249_193926.jpg> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/Issues.photo/DAILY/2025/135/KSP_017914_00136_1_t222_193926.jpg" rel="noopener noreferrer"> </noscript> </p> <p>Фото: Александр Коряков, Коммерсантъ</p> <p> <p>Фото: Александр Коряков, Коммерсантъ</p> </p> </p> </p><p>В июле средняя площадь проданной квартиры в новостройке в целом по России составила 50,4кв.м, что на 2% меньше год к году, подсчитали в «ЦИАН Аналитике». Самое заметное сокращение по итогам первой половины года аналитики фиксируют в Чебоксарах, где средняя площадь сделки на первичном рынке жилья сократилась на 10% год к году, до 57,5кв.м, в Кирове этот показатель снизился на 9%, до 50,5кв.м, в Ярославле и Липецке — на 7%, соответственно до 51,3кв.м и 53,6кв.м.</p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <svg><use></use></svg> Развернуть на весь экран <p> <p> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/ISSUES.PHOTO/DAILY/2025/135/_2025d135-01-01.jpg" rel="noopener noreferrer"> </noscript> </p> <p> <p> <img src="data:image/gif;base64,R0lGODlhEAAJAIAAAO7u7gAAACwAAAAAEAAJAAACCoSPqcvtD6OclBUAOw==" rel="noopener noreferrer"> </p> <noscript> <img src="https://iy.kommersant.ru/ISSUES.PHOTO/DAILY/2025/135/_2025d135-01-01.jpg" rel="noopener noreferrer"> </noscript> </p> <p> </p> </p> </p><p>Это следствие изменения потребительского поведения в целом. Покупательная способность населения значительно снизилась после повышения ключевой ставки ЦБ и завершения летом 2024 года программы массовой льготной ипотеки, без которой покупка жилья стала практически недоступной, констатирует руководитель управления маркетинговых исследований и аналитики девелоперской компании «Главстрой» Елизавета Родина. В таких условиях граждане, пытаясь снизить финансовую нагрузку от ежемесячных выплат по ипотеке, делают выбор в пользу более компактных квартир, поясняет вице-президент по маркетингу и продукту девелоперской компании RBI Михаил Гущин. Не позволяет покупателям приобрести жилье побольше дорожающая себестоимость строительства, которая отражается на цене квадратного метра, добавляет директор по продажам девелоперской компании «Мангазея» Федор Ушаков.</p><p>Средняя площадь проданной квартиры на первичном рынке снижается даже несмотря на ограничения.</p><p>В прошлом году в Москве запретили строительство малоформатного жилья общей площадью менее 28кв.м, позже запрет распространился на другие регионы РФ. Однако после ввода таких ограничений застройщики не прекратили строительство небольших квартир — теперь они предлагают их на границе норматива, что тоже уменьшает среднюю площадь проданного лота.</p><p> Средняя площадь квартир в сделках на первичном рынке в России в январе—июне 2025 года <label> <svg><use></use></svg> </label> <p> <p><p> <svg><use></use></svg> Выйти из полноэкранного режима <p> <p> Локация Площадь (кв. м) Изменение год к году (кв. м) Омск 52 –3,3 Волгоград 47 –2,9 Пермь 48 –1,7 Нижний Новгород 54 –1,4 Казань 52 –1,1 Ростов-на-Дону 50 –1,1 Красноярск 51 –0,7 Московская область 43 –0,6 Воронеж 53 –0,5 Санкт-Петербург 39 –0,4 Уфа 47 –0,3 Екатеринбург 49 –0,2 Москва 49 +0,4 Новосибирск 52 +0,4 Самара 60 +0,7 Челябинск 50 +0,8 Ленинградская область 41 +1,9 Краснодар 47 +2,3 </p> <p> </p> </p> Открыть в новом окне <svg><use></use></svg> </p><p>Источник: «ЦИАН.Аналитика».</p> </p> </p><p>Девелоперы не торопятся увеличивать площадь квартир в своих проектах из-за достаточно высокого спроса на малоформатное жилье.</p><p>Например, доля студий в общем объеме продаж первичного жилья сейчас составляет около 30–40%, подсчитал Михаил Гущин. Тем не менее из-за смягчения денежно-кредитной политики средняя площадь сделки в массовом сегменте может вырасти в ближайшей перспективе, прогнозирует основатель компании SIS Development Ярослав Гутнов.</p><p>52,2 миллиона квадратных метров жилья</p><p>введено в России с января по июнь 2025 года, по данным Росстата.</p><p>Тем временем на рынке высокобюджетных новостроек фиксируется обратный тренд: по итогам первого полугодия средняя площадь первичного жилья в элитном сегменте возросла на 5% год к году, до 80кв.м, в новостройках класса премиум — на 4%, до 76 кв.м, подсчитали в Whitewill.</p><p> Предложение жилых новостроек увеличивается на фоне сокращения их продаж </p><p>Девелоперы элитного жилья практически не выводят на рынок малоформатные квартиры из-за отсутствия спроса на такую недвижимость, говорит руководитель департамента продаж Uniq Development Валерий Ручий. Кроме того, добавляет директор управления элитной недвижимости «Метриум Премиум» Анна Раджабова, вывод на рынок новых проектов резко замедлился с начала года, а все небольшие квартиры ранее уже были выкуплены с рынка, таким образом, доступными для покупки остались в основном крупные лоты.</p><p>Востребованность просторных высокобюджетных квартир обусловлена как активностью в этом сегменте жилья инвесторов, которые стремятся таким образом сохранить свой капитал, так и высоким интересом со стороны состоятельных граждан, поясняет Михаил Гущин. По данным «Intermark Городская недвижимость», в январе—июне объем сделок на первичном рынке элитного жилья Москвы увеличился на 51% год к году, до 160млрдруб.</p><p>София Мешкова</p> </p> Средняя площадь квартир на первичном рынке продолжает снижаться	查看 8360	生意人报	2025-07-30 13:00:00 2025-07-30 13:51:26	word
3222008	无图 У берегов Камчатки произошло землетрясение магнитудой 8,7. Главное <p> <p>30 июля в 150 км от Петропавловска-Камчатского произошло землетрясение. Его магнитуда по разным оценкам достигает до 8,7. Объявлена угроза цунами на всех Курильских островах. Что известно о сейсмособытии и его последствиях — в подборке «Ъ».</p>Эпицентр землетрясения зафиксирован в 150 км на юго-востоке от Петропавловска-Камчатского и в 360,9 км к северо-востоку от Северо-Курильска.Разрыв распространился не менее чем на 200 км в юго-западном направлении, вдоль оси глубоководного желоба.Магнитуда по разным оценкам достигает 8,7.Камчатский филиал ФИЦ ЕГС РАН назвал сейсмособытие сильнейшим в камчатской сейсмофокальной зоне с 1952 года.После главного землетрясения произошло еще 30 ощутимых с интенсивностью 2-5 баллов.Сильные афтершоки с магнитудой до 7,5 после землетрясения на Камчатке будут продолжаться не менее месяца.В Петропавловске-Камчатском в результате землетрясения обрушился фасад одного из детсадов, также появились трещины в зданиях некоторых лечебниц и соцучреждений. Несколько человек пострадали.В Северо-Курильске повреждены несколько зданий, сообщается о повреждении печных труб и вентиляционных шахт.Правительство Камчатского края сократило рабочий день в госучреждениях до 13:00.Власти Камчатского края развернули региональный штаб.Прокуратура Сахалинской области организовала горячую линию для жителей.2,7 тыс. человек эвакуировали в безопасные районы.На Курильских островах была объявлена угроза цунами.Волна цунами высотой 3–4 м была зафиксирована в Елизовском районе Камчатского края.На берег курильского острова Парамушир обрушились три волны цунами. Был подтоплен порт Северо-Курильска и рыбопромышленное предприятие «Алаид».Также угрозу цунами объявили в Японии. Правительство страны призвало жителей некоторых районов эвакуироваться.В США объявлено предупреждение о цунами на Гавайях, а также режим наблюдения на Аляске и Тихоокеанском побережье. </p> У берегов Камчатки произошло сильнейшее за 70 лет землетрясение	查看 2008	生意人报	2025-07-30 12:33:47 2025-07-30 13:51:26	word
3222007	有图 <p><img src="https://imco.org.mx/wp-content/uploads/2025/07/EnLaMira-PEMEX-trimestre02-1.png" rel="noopener noreferrer"></p><p>Aunque tuvo ganancias Pemex, disminuyó su producción en la primera mitad del año</p><p>El Instituto Mexicano para la Competitividad (IMCO) examina el comportamiento de más de 40 indicadores financieros y operativos de la empresa petrolera para el periodo que comprende del 1 de enero al 30 de junio de los últimos 15 años (2011-2025) con base en información oficial: sus estados financieros dictaminados, informes trimestrales a la Bolsa Mexicana de Valores y reportes de resultados no dictaminados. En particular, se analiza el reporte de resultados no dictaminados de Pemex al segundo trimestre de 2025 publicado el 28 de julio de 2025.</p><p>¿Cuáles fueron los principales resultados financieros y operativos de Pemex al segundo trimestre de 2025?</p><p>Resultados financieros</p><p>Pemex reportó una utilidad neta en los primeros seis meses del año. Entre enero y junio de 2025, la petrolera tuvo una ganancia de 16.2 mil millones de pesos (mmdp). El resultado financiero positivo, que contrasta con las pérdidas de 268.6 mmdp observadas el año pasado, se atribuye principalmente a una utilidad cambiaria de 119.6 mmdp y a una reducción en el costo de ventas de 97.9 mmdp.</p><p><img src="https://imco.org.mx/wp-content/uploads/2025/07/WhatsApp-Image-2025-07-28-at-7.12.37-PM.jpeg" rel="noopener noreferrer"></p><p>Resultados operativos</p><p>Pemex y sus socios extrajeron la menor cantidad registrada de petróleo crudo (sin incluir condensados) para el mismo periodo en los últimos 15 años (2011-2025). Entre el 1 de enero y el 30 de junio de 2025, la petrolera produjo un promedio de 1.364 millones de barriles diarios (MMbd) de crudo: cantidad (-)10.4% menor a los 1.523 MMbd reportados en el mismo periodo de 2024.</p><p><img src="https://imco.org.mx/wp-content/uploads/2025/07/WhatsApp-Image-2025-07-28-at-7.12.38-PM.jpeg" rel="noopener noreferrer"></p><p>Otros resultados</p><p>Al cierre del segundo trimestre de 2025, el saldo de las obligaciones que la empresa debe pagar a proveedores y contratistas en el plazo de menos de un año fue de 430.5 mmdp. Este monto es 18.8% mayor al reportado al 30 de junio de 2024, cuando ascendió a 362.5 mmdp.</p><p><img src="https://imco.org.mx/wp-content/uploads/2025/07/WhatsApp-Image-2025-07-28-at-7.12.38-PM-1.jpeg" rel="noopener noreferrer"></p><p>Si quieres recibir el reporte de forma trimestral vía correo electrónico da clic aquí.</p><p>¡Descarga aquí el análisis completo!</p> Pemex en la mira: Análisis de resultados al segundo trimestre 2025	查看 2560	墨西哥竞争力研究所	2025-07-29 10:24:46 2025-07-30 13:40:29	word

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